Stock-Based Loans from Equities First Holdings: A Viable Borrowing Option

Equities First Holdings has been in operation since 2002 providing alternative financing solutions that enable clients meet their various personal capital goals. Today, Equities First Holdings is seen as a global loan provider with headquarters in Indianapolis, Indiana, and offices in the United States, London, Hong Kong, Sydney and Bangkok.

EFH was quick in discovering the important place stock-based loans occupy in economies where banks and other financial institutions are making lending criteria insurmountable. One viable alternative open to borrowers in urgent need of capital but could not meet the criteria for conventional credit-based loans is to put in for stock-based loans from Equities First Holdings. The benefits of such action will pleasantly surprise you.

Institutions providing stock-based loans demands for collateral just like all other lending organizations only that borrowers are privileged to use stocks or shares as collaterals. This provides an escape rout for individuals who do not have other precious things or assets that lending institutions demand for.

Loans collateralized by stocks usually have a higher loan-to-value ratio when compare to the likes of margin loans. In other words, lenders of stock-based loans give you something very close to the entire amount requested for the stated purpose loan the loan is meant for. In a way it increases the risk of the lender because in the event that the borrow default in paying back and the value of stocks fall, the lender may not be able to get back the full amount given out. Fluctuations in the stock markets are becoming rampant these days. However, EFH is not relenting in assisting clients with these loans despite all the uncertainties in global economies.

Also, it is expected that in a situation where the loan-to-value ratio is high, then the interest rate must be correspondingly high. With EFH stock-based-loans, the reverse is the case. EFH offers a fixed interest rate, between 3 to 5 percent. Borrowers have no need being afraid of sporadic increase in interest during the life of the transaction as is the case with fixed interest rate loans.

As more and more people get to know the superior advantages of stock-based loans, particularly the ones EFH provides, it is expected that the rush for this borrowing option will increase and more information click here.

Adam Goldenberg Knows What People Like

One of the major mistakes that many companies make is not listening to their customers on Brandettes. After all, in today’s day and age, customers are not shy about expressing how they feel about something. They will say what is on their mind and they will put it out there for the public. The key is making sure that the business owner or in this case, business owners listen. Adam Goldenberg and his business partner Don Ressler always listen to the customer. After all, these are the people that are going to be purchasing the product and putting down their hard earned money on it. If they are not satisfied with it and it does not make them happy, there is a great chance they are not going to buy it.

They have seen that fashion has not been fun for women anymore. As noted by Adam and Don, a lot of people take it a little too seriously and they sap all the fun out for it. When Adam and Don put this together, they wanted to make sure it was fun and that women enjoyed it. When they signed up for it at the cost of $39.95 and received their handbags, accessories, and shoes, they were going to be over the moon about it. They were going to receive items that spoke to them as women and really appealed to them. They were not going to get anything less than that. After all, that is what they deserve and that is what they should get. See: http://www.huffingtonpost.com/2012/06/25/for-intelligent-beautys-a_n_1624707.html

By actually listening to the customers and getting inside their head, they ensured they would find out what they were looking for or what they thought was missing from fashion and the fashion world. They wanted to provide that missing ingredient and make sure that they received it. Don has plenty of business experience as does Adam Goldenberg. They have worked together in the past and they know each other’s way of doing business. That is why when they team up and work together, it is such a seamless process. There is no conflict and there is no issue, whatsoever.

Adam learned how to work with others when he started his own company at the young age of 15 in Gamers Alliance which he went on to sell. He knew how to speak to people and how to motivate people. Adam and Don are self-motivated to do the best.