Stock-Based Loans from Equities First Holdings: A Viable Borrowing Option

Equities First Holdings has been in operation since 2002 providing alternative financing solutions that enable clients meet their various personal capital goals. Today, Equities First Holdings is seen as a global loan provider with headquarters in Indianapolis, Indiana, and offices in the United States, London, Hong Kong, Sydney and Bangkok.

EFH was quick in discovering the important place stock-based loans occupy in economies where banks and other financial institutions are making lending criteria insurmountable. One viable alternative open to borrowers in urgent need of capital but could not meet the criteria for conventional credit-based loans is to put in for stock-based loans from Equities First Holdings. The benefits of such action will pleasantly surprise you.

Institutions providing stock-based loans demands for collateral just like all other lending organizations only that borrowers are privileged to use stocks or shares as collaterals. This provides an escape rout for individuals who do not have other precious things or assets that lending institutions demand for.

Loans collateralized by stocks usually have a higher loan-to-value ratio when compare to the likes of margin loans. In other words, lenders of stock-based loans give you something very close to the entire amount requested for the stated purpose loan the loan is meant for. In a way it increases the risk of the lender because in the event that the borrow default in paying back and the value of stocks fall, the lender may not be able to get back the full amount given out. Fluctuations in the stock markets are becoming rampant these days. However, EFH is not relenting in assisting clients with these loans despite all the uncertainties in global economies.

Also, it is expected that in a situation where the loan-to-value ratio is high, then the interest rate must be correspondingly high. With EFH stock-based-loans, the reverse is the case. EFH offers a fixed interest rate, between 3 to 5 percent. Borrowers have no need being afraid of sporadic increase in interest during the life of the transaction as is the case with fixed interest rate loans.

As more and more people get to know the superior advantages of stock-based loans, particularly the ones EFH provides, it is expected that the rush for this borrowing option will increase and more information click here.

Flavio Maluf Looks For Personal And Business Success With Eucatex

Flavio Maluf has been working with the Eucatex Group for almost three decades as the business executive has moved through the ranks of the company to become the President of one of the most important companies in Brazil. Beginning his career after completing his studies in Mechanical Engineering at Armando Alvares Penteado Foundation and New York University in 1987, Flavio made a dedicated attempt to learn every aspect of the Eucatex business that would become a major part of his life through to the present day.

Over the course of recent years Flavio Maluf has achieved much in his personal life and as a business person, which includes bringing up his three children who are looking to follow in his footsteps as an engineering graduate. In his native Sao Paulo, Flavio Maluf has done much to create a better environment for those who work with Eucatex and those who live in the local community; areas the philanthropist has looked to provide success for the fuiture in include a modern maternity hospital that will provide security to the people of the area when they give birth.

The need to aid the local community and provide a secure future for Eucatex has seen Flavio Maluf modernize the production facilities used by the company to reduce their environmental impact; not only has the leadership of Flavio Maluf aided the environment but it also aided to the success of the company for the future. The grounding in the many different aspects of the Eucatex brand Flavio undertook from 2087 to 1997 allowed him to take over the Presidency of the group with a complete understanding of how the company could be improved in the future. The continued launch of new products from the Eucatex group has kept Flavio Maluf’s company at the top of Brazil’s economy as the 21st century moved forward to become the fifth largest economy in the world.